Employee Benefits

We at Alief ISD consider our staff to be a valuable resource. For this reason, we provide a wide range of benefits that are intended to enhance your general health and enable you to succeed both inside and outside the district. Including full-service dental, vision, and medical insurance program for district-wide wellness.

General Information

Who is Eligible?

You are eligible to enroll in the Alief ISD Benefits Program if you are a regular, full-time employee. Coverage begins on January 1, 2024, or on the first day of the month following full-time employment as an eligible employee.

Who are My Eligible Dependents?

You may cover your lawful spouse and dependent children. You may cover your common-law-spouse if you fill out the proper form. Children are eligible to age 26 regardless of marital or student status. A child who is physically or mentally handicapped may be eligible for coverage beyond 26.

DEPENDENT ELIGIBILITY REQUIREMENTS

Enrollment Requirements

All employees must enroll during open enrollment in October or within 31 days of a loss or gain of coverage.

Can I Change My Coverage During the Year?

The benefits you choose will remain in effect throughout the plan year (from January 1st through December 31st). You may only add or cancel coverage during open enrollment, or if you have a qualifying status change that causes you to gain or lose eligibility for benefits. (Proof of your status change will be required.)

Qualifying changes may include:

A change in your legal marital status,
A change in your number of dependents as a result of birth, adoption, legal custody, or if your dependent child satisfies or ceases to satisfy eligibility requirements for coverage, or the death of a dependent child or spouse
A change in employment status for you or your spouse that results in a loss or gain of coverage.
Loss or gain of eligibility for other insurance (including CHIP & Medicaid)

Health plan information regarding a newborn

Newborn children of the employee or their enrolled spouse are covered under the plan for 31 days after birth only if enrolled by the subscriber within the required timeframe. Any required additional contributions must be paid to Employer within 31 days from the date of birth in order for coverage to be effective.

Taxes and Your Benefits

You may decide to pay for your benefits on a before or after-tax basis through your payroll deductions. The “Cafeteria Plan” (before-tax) allows for a tax savings when the costs of certain insurance premiums are deducted from gross salary.

Health Benefits

Supplemental Products

Product	Description
Accident Plan - Aetna	Accidents are inevitable. Even though you can’t always prepare for unforeseen events, you can plan ahead. Accident Insurance is designed to help cover some of the expenses that can result from a covered accident, and benefit payments are made directly to you.
Cancer - AFA	If cancer touches someone in your family, this plan may help ease the impact on your finances. Benefit payments are made directly to you, allowing you to pay for expenses like copayments, hospital stays, and house and car payments.
Critical Illness - Metlife	If you experience an event such as a heart attack or stroke, Critical Illness Insurance may help. It pays a lump sum amount to help with expenses that may not be covered by major medical insurance house payments, everyday expenses, lost income, and more.
Disability - Standard	Have you ever wondered what would happen to your income if you had an accidental injury, sickness, or pregnancy? That is why you need disability coverage. It replaces a portion of income for the period of time you are unable to work due to those reasons. You are able to choose the monthly benefit amount, which is the amount of your income to replace, and the waiting period that you begin receiving payments after you have satisfied. It pays a monthly benefit amount so you may continue to pay for everyday living expenses.
GAP - AFA	Most insurance will only cover a portion of your overall medical expenses. The medical gap plan is designed to help cover your out-of-pocket expenses due to an inpatient hospital stay, doctor’s visit, outpatient procedure, or ER visit. Gap assists with deductibles and expenses not covered by your major medical’s plan. Benefits are paid directly to you so you can use the funds to pay for your needs at your discretion. Coverage available for spouse and eligible children.
Identity Theft - iLock360	Protect yourself and your family from the fastest growing crime in the US: Identity Theft. A low monthly cost provides protection by scouring the dark web for any compromised accounts and restores your identity with 24/7/365 support. This protection saves you money and time by relying on a service to handle all the details involved when your identity is stolen. Available to employee and family.
Individual Life - Texas Life	The peace of mind voluntary, permanent life insurance provides is unmatched. It is a solid companion to your group life insurance plan. Texas Life provides life insurance that you can keep for a lifetime. The plan is easy to purchase, pay for, and keep through the convenience of payroll deduction. Coverage is affordable and dependable. Plus, Texas Life has over a century of experience protecting families and giving the peace of mind only permanent life insurance can provide. You own the policy, even if you change jobs or retire. The policy remains in force until you die or up to age 121, as long as you pay the necessary premium on time. It is a permanent, universal life policy which means you can rest easy knowing your loved ones will be well taken care of when you’re gone.
Legal - Metlaw/Hyatt	Pre-paid legal provides access to a variety of legal services for you and your family at an affordable cost. Call an 800 number to access legal counsel and advice from qualified lawyers.